STCC Financial Aid - Award Information

Pending Financial Aid

How To Read Your Pending AidPending financial aid is aid that has been awarded but has not been disbursed. You should compare your financial aid award to your bill to ensure you have enough to cover your outstanding balance. Remember, financial aid is awarded based on a full-time schedule (12+ credits). If you are registered for less than 12 credits, your aid will be adjusted at time of disbursement. Different types of aid have different credit requirements, click here to view. Financial Aid is disbursed after the semester has started and attendance has been verified.

If you have a student loan, you must complete the loan acceptance process before it can be disbursed. You will be notified by mail and email about your next steps.

If you have financial aid remaining after subtracting your bill, you may use these funds to buy your books and supplies in the form of a voucher (on your Ram Card), at the campus bookstore during specific dates. See Book Store Vouchers/Allowances below for more information.

Book Store Vouchers / Allowances

Book Voucher VideoBook Store Vouchers are typically applied to a student's Ram Card within two  weeks of classes starting.  The amounts are based on the anticipated excess financial aid funds that are not needed to cover a student's bill.   Enrollment status and financial aid file completion date impacts eligibility and the amount of the Book Voucher.

Student must be present with their RamCard in order to use his or her book voucher.  No other person can purchase books on the student's behalf.

Students who are eligible to waive their health insurance should go onto their web advisory to waive it as soon as possible.   Failure to waive health insurance  in a timely manner will result in a higher bill amount which may delay a Book Voucher from being issued.  If a student waives their health insurance after they receive their Book Voucher, they can contact the Financial Aid Office to determine if they are eligible for an increase.

Book Allowances are applied to students Ram Cards who have a completed Financial Aid file and have registered for at least 6 credits.  Due to the exact amounts of Financial Aid not having been awarded, Book Allowances are issued for a set dollar amount which cannot be increased.

Refund Checks

When a student's financial aid has been received by the school, those funds are applied to their tuition, fees, health insurance (if applicable), and what was charged at the bookstore with their Ram Cards.  If there is any excess cash after these charges are deducted the Student Accounts office will issue a refund check to the student.  This will occur after the refund period for the semester has ended and attendance is verified.